This website is Owned & Operated by a Private Consultancy Organization and this is not Associated with Ministry of Micro, Small and Medium Enterprises. Self-Online MSME / SSI Registration Portal for both Service and Manufacturing Industry. (Certificate will be Valid for Lifetime)

To protect and save environment, government takes initiative in paperless work so no physical copy of MSME or Udyog Aadhar is issued.

MSME stands for Micro small and medium enterprises. They are small sized entities defined in terms of their investment.

The Ministry organises various types of training programme through its various departments for self-employment as well as wage employment. The training programmes are primarily focused to promote self-employment in the country. Thus, all type of programmes has input which provide necessary information and skills to a trainee to enable him to establish his own micro or a small enterprise. For proper implementation of the programme, a web-based system has been developed where coordinator of the programme is bound to feed all details of trainees including his photo and phone no. on the website
Public sector banks have been advised and authorised to open at least one specialized branch in each district. The banks have been permitted to categorize their MSME general banking branches as specialized MSME branches for providing better service to this sector as a whole. As per the policy package announced by the Government of India for stepping up credit to MSME sector, the public sector banks will ensure specialized MSME branches in identified clusters/centres.
With respect to facilitating credit flow to the MSME sector and enhancing confidance of the Financial institutions, the credit rating agencies done task of credit rating of MSME units Banks are advised by RBI to consider these ratings to structure their rates of interest while financing MSMEs.
With respect to facilitating credit flow to the MSME sector and enhancing confidance of the Financial institutions, the credit rating agencies done task of credit rating of MSME units Banks are advised by RBI to consider these ratings to structure their rates of interest while financing MSMEs.
No. If banks seems any sick unit potentially viable ,they can take initiative for rehabilitation . A unit or enterprise should be declared unviable only when such a status is evidenced by a viability study.
As mentioned in the RBI circular, all banks mentioned therein have mandatory Instruction/order for not to accept collateral security from units in the MSE sector for assistance of loans upto Rs 10 lakh . Further MSE units having good track record and financial position,the Banks have to increase the limit of dispensation of collateral requirement for loans up to Rs.25 lakh .
There is no any requirement of document for MSME Registration / Udyog Aadhaar Registration. Information provided in Online Application Form are considered as True information .In rare cases application will be filed along with any Government approved Document i.e. PAN/Driving Licence/Voters Identity Card & So on.(The above Government document will be taken for verification purpose only)
The enterprises engaged in the manufacturing or service sector having Turnover up to Rs.5 Crore is treated as Micro Enterprise, turnover is more than 5 crore but less than 75 Crore is treated as Small Enterprise & turnover is more than 75 crore but less than 250 Crore is treated as Medium Enterprise.

Any type of business entity can apply for the MSME registration or Udyog Aadhar Registration.

For MSME Registration Certificate/Udyog aadhaar Certificate , every applicant should have Aadhaar Number.

Ministry implements a scheme named as Credit Linked Capital Subsidy Scheme (CLCSS) for technology upgradation of Micro and Small enterprises in the country in which 15 per cent capital subsidy, limited to maximum limit of Rs 15 lakh provided to the eligible MSEs for upgrading their technology. If any MSE manufacturing unit want to upgrade the technology under the Scheme, then they have to approach to the nodal agencies/eligible financial institution for sanction of term loan.
The Reserve Bank of India (RBI) was introduced priority sector lending scheme in India. The main purpose of this scheme was to provide timely and sufficient credits (loans) to the priority sector which includes micro and small enterprises.
As guidelines stated in RBI circular, Banks should construct their loan policies governing extension of credit facilities to empower MSE sector. Banks have, however, been advised to sanction limits after proper appraisal of the genuine working capital requirements of the borrowers keeping in mind their business cycle and short term credit requirement. As per Nayak Committee Report, working capital limits to SSI units is computed on the basis of minimum 20% of their estimated turnover up to credit limit of Rs.5crore. For more details paragraph 4.12.2 of the RBI Master Circular on lending to the MSME sector dated July 1, 2010 may please be seen.
As prescribed in the guidelines, a Micro or Small Enterprise (as defined in the MSMED Act 2006) treated as Sick, if Any of the borrower account of the said enterprise become NPA for three months or above . Further Banks detect any erosion in the net worth of the enterprises due to accumulated losses to the extent of 50% of its net worth during the previous financial year.
As on March 2013 there are 2032 specialized MSME branches.
To enhance the competitiveness of the SMEs sector under the National Manufacturing Competitiveness Programme (NMCP) , The objective of the scheme is to enhance awareness of MSME about Intellectual Property Rights (IPRs) to take measure for the protecting their ideas,innovations and business strategies. Various activities on IPR are being implemented under this scheme to enable the MSME sector to face the present challenges of liberalisation, .
The Ministry of MSME implements the scheme of Information and Communication Technology (ICT) to encourage and assist Indian MSEs to adopt and implement ICT Tools and Applications for smooth running of their production and business processeswhich help them to improve their productivity and competitiveness in National as well as in International Market.
There is no any condition to maintain Credit rating . But in the interest of the MSE borrowers to maintain good credit rating .it will be beneficial in credit pricing i.e. cost of funds.